Independent Financial Advice
Financial Planning Tailored to you
We treat clients as individuals and as such offer a range of services with different solutions not solely based on a client’s wealth.
We treat clients as individuals and as such offer a range of services with different solutions not solely based on a client’s wealth.
There is a common misconception that clients with smaller investable assets are less sophisticated investors which is untrue. The question remains about what is suitable for the client and satisfies their needs in the most appropriate way.
The needs of a retired client will be completely different to a young professional therefore the services reflect the different objectives and requirements of these people.
Our aim is to establish what those needs are and deliver the right proposition at an agreed cost acceptable to both parties.
This is a bespoke, premium proposition that delivers a service which is unique and tailored to helping you. It is ideally suited to clients with more complex financial needs who require the highest level of on-going service. Typically, clients opting for this level of service have assets under our guidance starting from £600,000.
Suitable For: Business owners, senior executives, and retirees enjoying their wealth. Clients using our Premium Service do so for peace of mind and to remove the hassle of financial planning and management where time matters.
Background: Philip and Helen have been long-term clients of Charles the…
Solution: Maximising ISA allowances in previous years mainly through stocks &…
Results: Philip and Helen are now able to enjoy their retirement…
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This service proposition is aimed at clients with complex needs or those who require an annual face-to-face meeting with a thorough review of their financial affairs. This service shares many of the benefits of our Premium Service level, except for frequency of adviser time. Clients using our Enhanced Service usually have assets under our guidance of between £250,000 - £600,000, or are relatively high earners looking to grow their assets to achieve financial freedom in the future. Clients work closely with a nominated adviser to ensure their plans are on track.
Suitable for: Business owners, senior executives and high earning individuals with assets to invest of between £250,000 - £600,000. Our Enhanced Service is perfect for those who are looking to grow their assets over a period of time.
Background: Directors of Lancaster & Maloney wanted to purchase a new…
Solution: Principle provided a thorough review understanding the client’s objectives to…
Results: Purchase was facilitated by maximising pension contributions using carry forward…
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Our Standard Service is designed for clients who recognize and value the need for an annual review with an adviser. This is important to ensure each client is reassured that their financial affairs remain as effective as possible. Reviews are carried out online or over the phone at a time suitable for the client. The service is ideal for individuals who have been £50,000 - £150,000 of assets under our guidance and who need advice but appreciate the service does not have to be delivered face-to-face.
Suitable For: Young professionals needing some guidance on where to invest for regular or lump-sum savings. This is an under-served but important market since adviser time can be expensive and cost-prohibitive for regular savings investments, so our Entry Level offer bridges a gap and makes investing accessible to all.
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